super

Written by Maggie on October 26, 2008 – 5:40 am -

In Australia it is mandatory for 9% of your wages to go to a superannuation plan for your retirement. Your money gets invested in the market where they try to get you as much as possible because apparently the money you would save on its own would not be enough for you to retire.

There is the option to have a portion of the super to go into insurances like death cover and total and permanent disablement cover. I decided to have this option and apply for them. Big Mistake.

Now I was honest on the application and put down that I have hypothyroidism of which then they wanted to see doctor records.

I was reluctant and annoyed because I had put on my application all I could but decided to give them consent to get info from my doctor.

I hadn’t heard anything for a while so I assumed that everything was ok. I got a call from them last week. NOW they want to do a blood test. They want to do 20 types of tests including sugar levels, cholesterol, and liver function.  They may think that they are doing something nice by offering to have someone come to me at home or at work but its all on their terms. I would rather go to my doctor and hear the results first. For fuck sakes the last thing I need is to find out from them that I am diabetic and/or have high cholesterol and probably wont cover me! It pissed me off!

To top it off I was just told that I have a 20% chance of getting cervical cancer!

Yeah I doubt they’d like to cover me now!

I think I need a new super fund!


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