One of my clients rang today to let me know that he had been out to have a look at the progress of his house.
It is currently on the early stages. The slab is down and the framing started recently.
He was shocked to find a huge penis on his rumpus floor !! Yeah, apparently someone decided to spray paint a 4 foot long penis on what will be his rumpus room! LOL!
The house has been scarred for life!
In Australia it is mandatory for 9% of your wages to go to a superannuation plan for your retirement. Your money gets invested in the market where they try to get you as much as possible because apparently the money you would save on its own would not be enough for you to retire.
There is the option to have a portion of the super to go into insurances like death cover and total and permanent disablement cover. I decided to have this option and apply for them. Big Mistake. Read the rest of this entry »
I work for a construction company so of course I think about what it would be like to build a home.
For the same price that we would pay for a tiny one bedroom apartment in the inner city suburbs we could buy some land in the outter suburbs and built a 3 bedroom house.
As much as I like the idea of a brand new spanking house with all my picks and pieces I have to admit that I really like living close to the city. We dont own a car and if we moved out to the sticks we’d have to get one, it would be a complete change!
We currently pay a shit load of money for rent so it would make sense to pay that money into a mortgage instead. Now with the boost in first home owners grant, shit, makes me want it even more! Up to $26,000 compliments of the government! Crazy!
I am afraid to jump into it and realize we cant afford it. As it is we are a bit tight now and the mortgage repayments would be slightly more and we have to consider the extra costs for a car and also possibly for a motorcycle for my crazy dude. 
I admit its tempting but would we be jumping the gun or is this perfect timing?
Isnt it nice when first thing in the morning you get a visit from a client who would rather meet with you and yell at you about how dissapointed he is about things that are out of your control rather then giving you a call.
Yes, very nice indeed, that just made my day! NOT!